Carriers and other regulated entities should NOT submit insurance certificates directly to FMCSA. They should request that their insurance company submit the insurance filings online. Please contact your insurance company directly to make these arrangements. 

Please open a ticket requesting that your password be reset. Include your name, the company name, the account filer name, and phone number. 

If the amount of insurance on file with FMCSA needs to be raised or lowered, please create a ticket. Include the following information (preferably on company letterhead):

    USDOT#
    MC#
    Name of company
    Request to raise or lower the insurance, and the desired amount
    Signature of the requestor

Once that change has been requested, FMCSA insurance specialists will process it in our systems, provided that it reflects the amount of insurance you are required to have on file based on your type of operation.

For more information about FMCSA insurance requirements, click here.

A broker must maintain a surety bond or a trust fund agreement in the amount of $75,000 to comply with FMCSA’s financial security requirements.

For more information about insurance requirements and filings, click here.

Carriers who transport exempt commodities under part 387, subpart A are still required to maintain proof of financial responsibility on a designated form, the MCS-90, under 387.7(d), but the form is not required to be filed with FMCSA. Pursuant to 387.9, a for-hire property carrier is required to maintain a minimum level of $750,000. The only other reason you could be exempt from the minimum financial responsibility requirement is if you are not operating Commercial Motor Vehicles (i.e., your vehicles are less than 10,001 lbs.). Otherwise, you should have the appropriate documentation of financial responsibility.

Insurance companies and financial institutions must file proof of financial responsibility (Forms BMC-91, 91X, BMC-34, BMC-84, and others) electronically with FMCSA. There is a $10 fee for each individual filing made with FMCSA (except for cancellations).
As a filer, you must register for a filer account with FMCSA.  Please visit the Insurance Filings Requirements page for further information.

All insurance companies can contact e-mail the FMCSA Insurance Division at mc-ecc.comments@dot.gov.

Household goods carriers and freight forwarders of household goods are required to have cargo insurance. For the minimum levels of financial responsibility required for each type of motor carrier, please see 49 CFR 387.9.  

No, a broker assumes no responsibility for the shipment and does not touch the shipment. A claim must be filed with the appropriate motor carrier, which usually would be the delivering carrier or the carrier causing the loss. Brokers may, however, assist shippers in filing claims with the motor carrier on the shipper’s behalf.